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Disclaimer
Last Updated: December 2024
Important Notice
Root Car Insurance is an affiliate marketing website that connects consumers with insurance providers. We are not an insurance company and do not provide insurance coverage directly.
1. Nature of Our Service
Root Car Insurance operates as an affiliate marketing platform and lead generation service. We:
- Collect consumer information to match with appropriate insurance providers
- Receive compensation from insurance companies for qualified leads
- Do not underwrite, sell, or service insurance policies directly
- Are not licensed insurance agents or brokers
2. No Insurance Advice
The information provided on this website is for general informational purposes only and should not be considered as:
- Professional insurance advice
- Legal or financial counsel
- Recommendations for specific insurance products
- Guarantees of coverage or pricing
You should consult with licensed insurance professionals for advice specific to your situation.
3. Quote Accuracy and Availability
While we strive to provide accurate information, please note that:
- Quotes displayed are estimates and may not reflect final pricing
- Actual rates may vary based on additional factors not captured in our forms
- Coverage availability varies by state and insurance company
- Final rates and coverage terms are determined solely by the insurance provider
- We do not guarantee that you will qualify for any specific rate or coverage
4. Third-Party Relationships
Our website contains links to and information about third-party insurance companies. Please understand that:
- We are not responsible for the content, policies, or practices of third-party websites
- Insurance companies have their own terms, conditions, and privacy policies
- We do not control the underwriting decisions of insurance providers
- Claims handling and customer service are provided by the insurance company, not by us
5. Compensation Disclosure
As an affiliate marketing website, we receive compensation from insurance companies when:
- Users submit qualifying information through our forms
- Leads are successfully transferred to insurance partners
- Users purchase insurance policies through our referrals
This compensation may influence which companies we feature and how they are presented, but it does not affect the accuracy of the information provided.
6. Data Sharing
By using our service, you acknowledge and agree that:
- Your information will be shared with insurance companies and agents
- You may be contacted by multiple insurance providers
- We cannot control how third parties use your information
- You should review the privacy policies of any insurance company you work with
7. No Warranty
Our website and services are provided "as is" without any warranties, express or implied. We disclaim all warranties including:
- Merchantability and fitness for a particular purpose
- Accuracy, completeness, or timeliness of information
- Uninterrupted or error-free operation of our website
- Security of data transmission
8. Limitation of Liability
To the fullest extent permitted by law, Root Car Insurance and its affiliates shall not be liable for:
- Any direct, indirect, incidental, or consequential damages
- Loss of profits, data, or business opportunities
- Damages resulting from use of our website or services
- Actions or omissions of third-party insurance providers
- Technical failures or interruptions of service
9. State Regulations
Insurance regulations vary by state. Some important considerations:
- Not all insurance companies operate in all states
- Coverage requirements and options vary by jurisdiction
- Some states have specific regulations regarding insurance marketing
- You should verify that any insurance provider is licensed in your state
10. Age and Eligibility
Our services are intended for:
- Individuals 18 years of age or older
- Residents of the United States
- Those legally eligible to purchase auto insurance
- Individuals with valid driver's licenses
11. Modification of Terms
We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of any modifications.
12. Governing Law
This disclaimer is governed by the laws of the United States and the state in which our business is incorporated, without regard to conflict of law principles.
13. Contact Information
If you have questions about this disclaimer or our services, please contact us:
- Email: [email protected]
- Phone: 1-800-INSURANCE
- Mail: Root Car Insurance, Legal Department, [Address]
Final Reminder
Remember that purchasing auto insurance is an important financial decision. Take time to research your options, read policy terms carefully, and choose coverage that meets your specific needs and budget.